Terms of Service

1. Introduction

These Terms of Service (“Terms”) govern your access to and use of the website and services provided by Alterest Limited(“Alterest”, “we”, “us”, or “our”), a company registered in England and Wales.

By accessing or using our website at alterest.co (the “Site”) or any services provided through the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site or services.

2. Educational Content Disclaimer

The content provided on this Site, including but not limited to articles, explainers, videos, and other educational materials about asset-based finance, is provided for informational and educational purposes only.

Nothing on this Site constitutes:

• Financial advice or recommendations
• Investment advice or recommendations
• Legal advice or recommendations
• Tax advice or recommendations
• An offer or solicitation to buy or sell any securities or financial instruments

You should consult with qualified professionals before making any financial, investment, legal, or tax decisions. Alterest Limited is not a registered investment adviser, broker-dealer, or financial adviser.

3. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates applicable laws or regulations
• Attempt to gain unauthorised access to any part of the Site or its systems
• Use any automated means to access the Site or collect information from it
• Interfere with or disrupt the Site or its servers
• Reproduce, duplicate, copy, sell, or exploit any portion of the Site without express permission
• Use the Site to transmit any malicious code or harmful content

4. Intellectual Property

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Alterest Limited, its licensors, or other providers of such material and are protected by United Kingdom and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may access and use the Site for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site without our prior written consent.

5. User Accounts

If you create an account on the Site, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Provide accurate and complete information when creating your account
• Update your information to keep it accurate and current
• Notify us immediately of any unauthorised use of your account
• Accept responsibility for all activities occurring under your account

We reserve the right to suspend or terminate your account at any time for any reason, including if we believe you have violated these Terms.

6. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Alterest Limited. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Alterest Limited shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

7. Disclaimer of Warranties

THE SITE AND ALL CONTENT, MATERIALS, AND SERVICES PROVIDED ON OR THROUGH THE SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

Alterest Limited does not warrant that:

• The Site will be available at all times or operate without interruption
• The information on the Site is complete, accurate, or up-to-date
• The Site is free from viruses or other harmful components
• Any errors in the Site will be corrected

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ALTEREST LIMITED, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your access to or use of or inability to access or use the Site
• Any conduct or content of any third party on the Site
• Any content obtained from the Site
• Unauthorised access, use, or alteration of your transmissions or content

9. Indemnification

You agree to defend, indemnify, and hold harmless Alterest Limited and its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your violation of these Terms or your use of the Site.

10. Changes to Terms

We may revise and update these Terms from time to time at our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Site thereafter.

Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page periodically so you are aware of any changes.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the courts of England and Wales. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

12. Contact Information

If you have any questions about these Terms, please contact us at: