Capital
60+
hours/month saved
Credit Fund / Private Debt
Credit Fund
“We used to spend two weeks assembling surveillance data. Now we spend that time on investment decisions, which is what our LPs actually pay us for.”
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Your competitive edge in ABF
Whether you deploy capital, facilitate SPV operations, or originate assets, Alterest is a modern platform to structure, verify, optimize, and report with speed, accuracy and scale.
Trusted by leading structured finance professionals
$15B+
Capital Oversight
USDGBPEUR
250+
Transactions
ABFABSSF
9+
Asset Classes
ConsumerSMEReceivables
4+
Regions
USUKEUAPAC
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What we do
Solving the industry's most critical issues
What we do
Solving the industry's most critical issues
Fraud
Complexity
Fragmentation
Stop fraud in its tracks
Continuous, always-on checks on all facilities
Verification runs every day — not just at onboarding, and not monthly or quarterly. SFTP, API feeds to lender systems and bank accounts established where available.
Anomaly Detection and Integrity
Tape matched against actual collections. Integrity checks flag duplicates, inconsistencies and unexpected cash movements — daily, not at month-end.
Avoid double-pledging
Cross-facility checks ensure no asset is pledged to more than one funder — protecting every party in the capital stack.
Featured capabilities
Always-On MonitoringTape-to-Collections MatchingIntegrity ChecksDouble-Pledge Detection
Establish robust processes
Digitized Facility Management
Warehouse, forward flow and securitisation structures each have distinct mechanics. Alterest models the exact terms of each facility — in a user-accessible modelling layer.
Triggers, tests and covenant monitoring
Borrowing base calculations, advance rate tests and concentration limits monitored in real time. Breaches surface before they become events of default.
Multi-party workflows
Originators, servicers, trustees and investors each get role-based access. Structured workflows replace email chains.
Investor and regulatory reporting
Each funder gets their own data cut, metrics and report format on their schedule. Borrowing base certificates and utilisation notices generated automatically.
Featured capabilities
Borrowing Base CalculationsTrigger and Covenant MonitoringMulti-Party WorkflowsPer-Investor Reporting
Drive workflows through analysis
System of record
The same asset tape shouldn't live in a data room, a servicer system and three email threads simultaneously. Alterest is the single version — every party works from the same data.
Portfolio analytics
Arrears trends, concentration risk, advance rate utilization and pool performance tracked across all facilities in one view — not assembled from separate servicer reports.
Audit trail
Every decision, document version and counterparty communication captured automatically. Audit prep and investor queries answered in minutes.
End-to-End Workflows
From origination, portfolio management to reporting, opportunistically leveraging AI, templates and determinism to simplify every aspect of ABF operations for all participants.
Featured capabilities
System of RecordAdvanced AnalyticsEnd-to-End WorkflowsImmutable Audit Log
Stop fraud in its tracks
Continuous, always-on checks on all facilities
Verification runs every day — not just at onboarding, and not monthly or quarterly. SFTP, API feeds to lender systems and bank accounts established where available.
Anomaly Detection and Integrity
Tape matched against actual collections. Integrity checks flag duplicates, inconsistencies and unexpected cash movements — daily, not at month-end.
Avoid double-pledging
Cross-facility checks ensure no asset is pledged to more than one funder — protecting every party in the capital stack.
Featured capabilities
Always-On MonitoringTape-to-Collections MatchingIntegrity ChecksDouble-Pledge Detection
Establish robust processes
Digitized Facility Management
Warehouse, forward flow and securitisation structures each have distinct mechanics. Alterest models the exact terms of each facility — in a user-accessible modelling layer.
Triggers, tests and covenant monitoring
Borrowing base calculations, advance rate tests and concentration limits monitored in real time. Breaches surface before they become events of default.
Multi-party workflows
Originators, servicers, trustees and investors each get role-based access. Structured workflows replace email chains.
Investor and regulatory reporting
Each funder gets their own data cut, metrics and report format on their schedule. Borrowing base certificates and utilisation notices generated automatically.
Featured capabilities
Borrowing Base CalculationsTrigger and Covenant MonitoringMulti-Party WorkflowsPer-Investor Reporting
Drive workflows through analysis
System of record
The same asset tape shouldn't live in a data room, a servicer system and three email threads simultaneously. Alterest is the single version — every party works from the same data.
Portfolio analytics
Arrears trends, concentration risk, advance rate utilization and pool performance tracked across all facilities in one view — not assembled from separate servicer reports.
Audit trail
Every decision, document version and counterparty communication captured automatically. Audit prep and investor queries answered in minutes.
End-to-End Workflows
From origination, portfolio management to reporting, opportunistically leveraging AI, templates and determinism to simplify every aspect of ABF operations for all participants.
Featured capabilities
System of RecordAdvanced AnalyticsEnd-to-End WorkflowsImmutable Audit Log
Customer stories
Delivering meaningful impact
Who we serve
For every side of the deal
Your challenges
What problems are top of mind
Select your role. We'll show you the most common blockers that teams like yours tell us about.
Credit Fund / Bank