BankingLisbon, Portugal
Challenger Bank
Automates monitoring on fintech-originated loan portfolios
Asset Classes
SME/SMBConsumerReceivables
The Challenge
Needed regulatory confidence through strong governance while rapidly expanding loan book via third-party lender partnerships. Managing loan-level visibility across 12+ origination sources posed control and compliance risks.
The Solution
1
Data Centralization
Automated ingestion from 12+ lending platforms via API and SFTP connections.
2
Governance Framework
Loan-level look-through with granular historical data for complete transparency.
3
IFRS 9 Compliance
Automated impairment model computations aligned with regulatory requirements.
4
Regulatory Support
Auditor portal access for continuous compliance verification and oversight.
We're constantly searching for technology to ensure superior internal controls of risk management and regulatory compliance to keep up with our business expansion.
— Chief Risk Officer