Verification Agent
National verification agent replaces manual sampling with automated reconciliation across dozens of borrowers
Asset Classes
The Challenge
A leading US verification agent performed field exams and collateral audits for warehouse lenders and asset-backed facilities. Each engagement required manual sampling of loan files, reconciliation of servicer data against source documents, and compilation of findings into client-specific report formats. The team was constrained by the manual nature of sampling — verifying 50-100 loans from portfolios of thousands — and couldn't scale to meet growing client demand without proportional headcount increases.
The Solution
Automated Full-Population Reconciliation
Replace manual sampling with automated reconciliation of entire loan populations against servicer tapes, custodial records, and source documents.
Exception-Based Field Exam Workflows
AI surfaces discrepancies and exceptions for investigator review, focusing human attention on genuine issues rather than routine verification.
Standardized Client Reporting
Automated generation of client-specific verification reports with findings, exception details, and remediation tracking.
Multi-Borrower Portfolio View
Unified dashboard across all borrower engagements with real-time status, findings summary, and trend analysis.
Automated reconciliation replaced manual sampling across dozens of borrowers. What used to take a week of on-site work now takes a day.
— Managing Director, Verification Services