About Alterest

The operating platform for asset-based finance

We're building the infrastructure that ABF institutions need to scale operations, maintain trust, and work with confidence in their data.

Asset Pool · Eligibility Check
AssetTypeBalanceStatus
L-10042Consumer$4,200✓ pass
L-10043Consumer$2,800✓ pass
L-10044Consumer$5,100✓ pass
L-10045Consumer$3,600✗ arrears
L-10046Consumer$1,950✓ pass
Alterest · Allocating
8,247 assets · $6.2m
Facility A
Lendingco WH 2024-1
L-10042
L-10044
$4.3m
Facility B
Lendingco FF 2025-1
L-10043
L-10046
$1.9m
Pledge verification
WH 2024-1 ↔ FF 2025-18,247 assets checked0 overlaps
Pool uniquenessacross all facilitiesconfirmed
Reports dispatched
Capital Bank PLCBB cert09:14
Meridian CapitalPurchase confirm.09:15

Our team brings experience from

CAPULA
IHS Markit
SCHONFELD
J.P.Morgan
CREDIT SUISSE
GUGGENHEIM
Why we exist

ABF deserves better infrastructure

Asset-based finance has grown into a multi-trillion dollar market, yet operations still run on spreadsheets, email, and institutional knowledge. We're changing that.

01

Verification is foundational

Trust in ABF starts with verified data. Every number should be traceable to its source.

02

Data models matter

Consistent data representation enables reliable calculations, reconciliation, and reporting.

03

Governance enables scale

Audit trails, role-based access, and approval workflows let teams grow without losing control.

04

AI needs guardrails

AI can accelerate ABF operations — but only with human oversight and deterministic verification.

What we believe

Our principles

These beliefs guide how we build the platform and work with customers.

01

Transparency builds trust

Show your work. When stakeholders can verify calculations themselves, trust follows.

02

Determinism before AI

Rules that can be verified should be verified. Use AI for judgment, not for math.

03

Operations scale with software

Team growth shouldn't be proportional to portfolio growth. Software should handle the routine.

04

Industry knowledge embedded

ABF has specific requirements. Generic tools require too much customization.

Team

Built by ABF operators

We've spent years in the weeds of ABF, private credit, and securitization operations. We're building the tools we wished we had.

01

Operations background

Our team includes former lenders, verification agents, and fund administrators.

02

Technical depth

Engineers who've built financial data systems at scale.

03

Industry relationships

Deep connections across lenders, investors, trustees, and servicers.

04

Customer-driven

Every feature starts with a real operational problem we've seen or experienced.

Let's talk about your operations

We'd love to learn about your ABF challenges and show you how Alterest can help.