Credit Fund / Private DebtLondon, UK

European Credit Fund

European credit fund consolidates surveillance across 20+ ABF investments onto one platform

Asset Classes

Consumer LoansAutoTrade ReceivablesBNPLEsoteric

The Challenge

Portfolio of 20+ ABF investments across 8 asset classes, each with different originators, data formats, covenant structures, and reporting cadences. The team spent the first two weeks of every month reconciling data tapes, manually checking eligibility and concentration limits, and assembling surveillance packs in spreadsheets — leaving little time for the analysis that actually drives investment decisions.

The Solution

1

Centralized Data Ingestion

Automated onboarding of originator data tapes across all asset classes into a single normalized data model, eliminating manual formatting.

2

Continuous Covenant & Eligibility Monitoring

Automated covenant, eligibility, and concentration checks run on every data refresh, with exceptions surfaced immediately rather than discovered during month-end.

3

Cross-Deal Portfolio Analytics

Unified views across all 20+ investments with performance curves, vintage analysis, and drift detection to inform allocation decisions.

4

Investor-Ready Surveillance Packs

Standardized reporting generated from verified data with full lineage from source tape to final output.

We used to spend two weeks assembling surveillance data. Now we spend that time on investment decisions — which is what our LPs actually pay us for.

Head of Portfolio Operations