Consumer Lender
BNPL lender delivers daily automated investor reporting to forward flow buyers with full loan-level transparency
Asset Classes
The Challenge
A fast-growing European BNPL lender sold receivables through forward flow agreements with institutional buyers who demanded daily loan-level reporting. The operations team was producing weekly reports manually in spreadsheets, falling short of buyer expectations and creating friction in negotiations for new flow agreements. The lack of daily transparency was becoming a competitive disadvantage as buyers increasingly expected real-time portfolio visibility.
The Solution
Automated Daily Investor Reporting
Daily report generation and distribution to all forward flow buyers with full loan-level detail, performance metrics, and portfolio stratifications.
Real-Time Portfolio Monitoring
Continuous monitoring of portfolio performance, delinquency trends, and vintage curves with automated alerts on threshold breaches.
Forward Flow Agreement Compliance
Automated eligibility checks and concentration monitoring against each buyer's specific agreement terms and purchase criteria.
Buyer Portal Access
Self-service portal giving forward flow buyers direct access to portfolio data, reports, and performance analytics.
We went from weekly manual reports to daily automated delivery for our forward flow buyers. Full loan-level transparency, every single day.
— Head of Capital Markets