Asset ManagementLondon, UK

Asset Management Firm

Traditional fixed income manager launches institutional-grade ABF strategy in 8 weeks without adding a single ops hire

Asset Classes

Consumer LoansSME LendingResidential MortgagesEquipment Finance

The Challenge

Board mandate to allocate capital to asset-based finance. No ABF operational infrastructure — no facility templates, no data model, no borrowing base framework. Senior team needed to demonstrate institutional-grade operations to warehouse lenders for initial funding and to existing LPs during diligence, on a fixed board deadline. Building everything from scratch was not an option.

The Solution

1

Pre-Built ABF Facility Templates

Origination templates covering eligibility criteria, concentration limits, covenant structures, and borrowing base mechanics for consumer loans and SME lending — shortcutting months of bespoke build.

2

Institutional Data Standards

Built on the Alterest industry data model from day one, ensuring data collection and reporting met warehouse lender expectations from first term sheet to first draw.

3

LP Due Diligence Readiness

Audit trail, governance documentation, and investor-ready reporting enabled the firm to satisfy institutional LP diligence without building a separate reporting function.

4

Warehouse Lender Credibility

Automated daily borrowing base reporting and continuous covenant monitoring gave the originating warehouse lender confidence in the facility from day one.

We had a board mandate and no ABF infrastructure. Alterest gave us the operational foundation that made our first warehouse facility possible — and our existing LPs comfortable with the new strategy.

Head of Alternative Credit